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The cart is managed by PayPal, but all you need is a credit/debit card.
Because PayPal securely handles all transactions, I never see your card information. 🙂

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#SparkleHappyRich: PHOTO QUEEN {of Hearts}

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Terms of Service and Disclaimers

Terms and Conditions

1. No Guarantees

By purchasing this product, you assert that you understand there are no guarantees of income. I cannot guarantee that you'll make any specific amount of money as it is up to YOU to do the work with the knowledge and skills I will teach you in the course. I cannot guarantee any particular outcome.

HappyRich®, LLC cannot guarantee the outcome of the Services and the comments about the outcome are expressions of opinion only. Company makes no guarantees other than that the program described on the previous sales page shall be provided to Client in accordance with the terms of this agreement. Client acknowledges that HappyRich®, LLC cannot guarantee any results for the Services as such outcomes are based on subjective factors that cannot be controlled by Company.

2. Intellectual Property

All material and information provided by HappyRich®, LLC as part of the Service is proprietary and comprises intellectual property owned solely by HappyRich®, LLC. HappyRich®, LLC maintains exclusive, worldwide right, title, interest, ownership and all subsidiary rights, including all rights accruing under the United States Copyright Act, in and to all works of authorship and all copyrights, trademarks, patents, trade secrets and any other intellectual property rights, business concepts, plans and ideas, reports, manuals, visual aids, documentation, inventions, processes, proposed products, services, techniques, marketing ideas, and commercial strategies, that have been or will be created by HappyRich®, LLC (“the Work”), for use throughout the world in perpetuity in any manner or media whether now known or hereafter invented. Client does not have permission to reproduce, distribute or create derivative works based on the Work. This program is for the Client’s personal, non-commercial use and may not be shared with third parties unless my permission to do so is provided. You agree that by using this program, you understand that everything covered is intellectual property of HappyRich®, LLC. We reserve the right to remove any person from the program that violates this clause at any time without refund.

3. Limited Refund

If for some reason, "Rock Your Biz on Instagram," "Photo Queen {of Hearts}," "Video Made the Instagram Star" or "IG Crash Course" aren't the right fit for you, you may request a refund within 14 days of purchase by emailing Charity{at}CharityNicole.me and I will respond as soon as I'm able. You will be refunded your initial purchase price less a small processing fee from PayPal that is usually less than $5. This is a new policy from PayPal and you can see more here. Refunds are not valid for "Cash Captions" due to the digital nature of the product.

4. Account Creation Requirements

You agree to accurately and truthfully represent yourself when creating an account for this site. You are required to provide your accurate name, email and contact info, not to impersonate someone else and not to use your account for illegal purposes. HappyRich®, LLC reserves the right remove you from the site and program if you violate this clause or turn out to be a robot.

5. Account Security Requirements

You are responsible for the security of your login information as well as all content posted and all activity that occurs under your account. You agree that all material you upload to the site is either owned by you or you are authorized to use it.

6. Membership Guidelines

I have certain community guidelines in place to keep people from being jerks, to say it plainly. Our community maintains that you act in a kind manner, and you are respectful to other members. You agree that you will abide by these rules and you will not spam or otherwise disrespect other member’s privacy rights. If anyone is found not following these rules, I reserve the right to remove you from the site and program without a refund.


This site and program is a resource guide for educational and informational purposes only and should not take the place of a licensed business professional.

Any testimonials that may appear on the site are the opinions of others and the past success of other clients does not indicate future success of potential clients.

The results of the business advice I am providing are in no way guaranteed.

The content of this program is based on personal experience and anecdotal evidence. HappyRich®, LLC made every reasonable effort to present the information herein in the most accurate way possible. We assume no responsibility for errors or omissions. Use the information in the program and on this site as you see fit and at your own risk.

Any intellectual property, trademarks, service marks, product names or named features outside of the ownership of HappyRich®, LLC are all assumed to be the property of their respective owners, and are used only for reference and education in this program.

Updated 9/20/19

Here’s what current students are saying…

“BAM! I am SO EXCITED to report I just got an order from my Instagram account! I’m SUPER pumped, learning and growing while posting more quality content and just feeling so good after going through this program!” –Bethany Fleener-Hickey

“Eeek! So excited to share— today, I signed up a new marketing partner in Canada! It’s the first day we’ve launched there and I never would have been able to introduce my business to this gal if it weren’t for Charity and this awesome Instagram training.” –Elizabeth Pennywell

“It’s only been 2 weeks into Rock Your Biz on Instagram, but by simply implementing a few of the suggested tools, I’ve increased my followers by about 500 and I’ve had over 80 clicks on the link in my bio which has resulted in a huge increase to my email list. I even had a NEW prospect join my business which originated from Instagram! These numbers are growing DAILY!” –Rosilda Xavier